Benefits of Buy Here Pay Here Houston in House Financing

Our buy here pay here Houston in house financing solution can help borrowers who have less than perfect or no credit history purchase a car in as little as 20 minutes. Buying a vehicle from us with in house financing can benefit customers in many ways.


Easier Approval

Traditional lenders turn down many buyers who have a poor credit history. First-time buyers who have little to no credit history may also have difficulty getting an auto loan from a traditional lender. Most customers who buy here pay here Houston can find a flexible financing option that works with their budget, even if they have poor credit.

Our approval process focuses on your current income, down payment, and residence. To apply, all you need is proof of income and residency. If approved, we can negotiate the amount of your down payment and the terms of your loan. A co-signer with good credit can make the approval process easier but is not required in most cases.


Flexible Terms

Banks offer their customers pre-determined loan terms and repayment options that may not work for buyers with unique needs. Since we determine the terms of our in house financing, we can offer you the flexibility you need to fit your circumstances. Depending on your income, the vehicle you purchase, and your needs, you can choose a bi-weekly, semi-monthly, or monthly payment option.


Save Time

Save Time in House Financing

You can fill out our easy online credit application before you even come to the dealership. Before you walk in the door, you will already know what sort of financing you can qualify for and save yourself time at the dealership.

Additionally, since all our financing is done in house, there is no need to make an extra trip to the bank or deal with an outside loan officer.


Value for Your Money

New cars can lose as much as 15%-20% of their value the moment you leave the lot. Our quality, low mileage, used cars have undergone a 50-point quality assurance inspection, and we provide every customer with a free full vehicle history report and a free warranty. You can feel confident that you are receiving a high-quality vehicle without the steep depreciation that comes with purchasing a new car.

Additionally, a used car will cost you less money on vehicle registration, taxes, and insurance.


Trade-In Your Vehicle

If you are upgrading your current vehicle, you can trade it in to save money on the purchase of your new car. Our sales team will make you a competitive offer.


Build Your Credit

One of the best ways to improve your credit is to make on-time payments on a loan. Not all in house financing auto liquidators report payments to the major credit bureaus, but we do. Also, since we do not do a hard credit check, applying for financing with us will not negatively impact your credit score.

Our secure online payment option makes it easy for you to pay on-time.


Expertise You Can Trust

Expertise You Can Trust

We have been offering certified pre-owned vehicles with in house financing for over 20 years. Traditional lenders finance everything from homes to boats to small businesses. When you buy here pay here Houston, you will be working with a company that only deals in financing for auto purchases.

We are proud members of the Texas Independent Dealers Association, National Independent Dealers Association, and Houston Independent Dealers Association.


Personal Service

Our non-commissioned sales team is committed to helping you find the right vehicle for your needs. Allowing us to assist you with both your vehicle purchase and your financing will enable us to customize a solution for both your vehicle needs and your financial situation. If you need assistance after the sale, we offer a full-service maintenance and body shop with ASE certified mechanics on site.


Convenient Location

Our buy here pay here Houston location is in the heart of Houston, TX. We are easy to get to from anywhere in Houston or the surrounding area.

Whether you are replacing your current vehicle, buying an additional car for your growing family, or making your first car purchase, we can find the right vehicle with the right financing for you. Call us at 713-681-1200 or complete our online contact form for more information.


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Benefits of Buy Here Pay Here Houston in House Financing | Liquidator Auto Sales – Houston, TX